By accessing AniLoansFL.com, you agree to these Terms of Service. These services are provided by Ani Palaus, a licensed Mortgage Loan Originator (NMLS #2639253), through Motto Mortgage VIP (Office NMLS #2219899). This site is exclusively for residential mortgage lending services.
Ani Palaus is a licensed Mortgage Loan Originator in the State of Florida. While she also holds a Florida Real Estate Sales Associate license (#SL3527257), no real estate brokerage services are offered or provided through this domain.
This site is not an advertisement for real estate services under LPT Realty. Mortgage services are provided solely through Motto Mortgage VIP.
We conduct business in accordance with the Fair Housing Act and the Equal Credit Opportunity Act (ECOA). In compliance with Regulation N and Regulation Z, all mortgage product descriptions on this site are for informational purposes only. NMLS IDs are displayed prominently in accordance with the S.A.F.E. Mortgage Licensing Act.
Nothing on this website constitutes a "Loan Estimate" or a commitment to lend. All rates, points, and terms are subject to change without notice and depend on credit, collateral, and underwriting approval.
Ani Palaus and Motto Mortgage VIP are private entities. We are not acting on behalf of, or at the direction of, the Department of Veterans Affairs (VA), HUD/FHA, or any other government agency.
By submitting your contact information, you provide express written consent to be contacted via telephone, email, or SMS (including autodialed or prerecorded messages) by Ani Palaus and Motto Mortgage VIP. Consent is not a condition of purchase. You may opt-out at any time by replying "STOP" to any text message.
These Terms of Service are governed by the laws of the State of Florida. Any disputes arising under these terms shall be resolved in the appropriate courts of the State of Florida.
Ani Palaus holds both a Florida Mortgage Loan Originator license (NMLS #2639253) through Motto Mortgage VIP, and a Florida Real Estate Sales Associate license (#SL3527257) under LPT Realty. These are separate, distinct licensed activities operating under separate brokerages.
This website (AniLoansFL.com) is exclusively for mortgage lending services provided through Motto Mortgage VIP. No real estate brokerage services are offered or advertised on this domain.
When Ani Palaus acts in both her capacity as a Realtor and as a Mortgage Loan Originator in connection with the same real estate transaction, a separate written Affiliated Business Arrangement (AfBA) disclosure will be provided to the client at the time of referral, as required by the Real Estate Settlement Procedures Act (RESPA), 12 U.S.C. § 2607. Clients are under no obligation to use both services.