This Privacy Policy describes how we collect, use, and protect your Non-Public Personal Information (NPI) in compliance with the Gramm-Leach-Bliley Act (GLBA) and the Florida Information Protection Act (FIPA). This policy applies to all visitors and applicants who interact with AniLoansFL.com or submit information to Ani Palaus, NMLS #2639253, through Motto Mortgage VIP (Office NMLS #2219899).

We collect information that allows us to evaluate your eligibility for a mortgage, including:

• Identifiers: Name, address, Social Security Number, and contact information.
• Financial Data: Income, assets, and debts required for mortgage underwriting.
• Credit Data: Under the Fair Credit Reporting Act (FCRA), we may obtain credit reports from consumer reporting agencies with your express written authorization.

We use your information solely to process mortgage applications and provide loan consultations.

• No Sale of Data: We do not sell your personal information to third parties under any circumstances.
• Limited Sharing: We share NPI only with Motto Mortgage VIP, our corporate affiliates, and necessary third-party service providers (appraisers, title companies, underwriters) required to fulfill your loan request.

We maintain administrative, technical, and physical safeguards to protect your Non-Public Personal Information from unauthorized access, use, or disclosure.

In the event of a data breach affecting your personal information, we will provide notifications as required by Florida Statute § 501.171 (Florida Information Protection Act).

We use industry-standard tracking technologies (cookies, Google Tags) to analyze site traffic and improve the user experience. We do not track users across non-affiliated websites. You may disable cookies through your browser settings; however, some site features may not function as intended.

You have the following rights with respect to your personal information:

For privacy-related questions, data access requests, or opt-out requests, please contact us at: